Find the perfect W-4 settings to maximize your paycheck without owing taxes
| Scenario | Per Paycheck | Annual | Result |
|---|
Just started and want to set up W-4 correctly from the beginning
Last year's refund was $2000+ and want more in paycheck
Had to pay at tax time and want to avoid that again
Got married, had a baby, or other major life event
Each child under 17 reduces withholding by $2,000/year. Other dependents reduce it by $500/year. This directly affects your paycheck.
If you have income from investments, side gigs, or other sources not subject to withholding, add it here to increase withholding.
If you'll itemize deductions or have above-the-line deductions, enter the amount above the standard deduction to reduce withholding.
Want extra withheld each paycheck? Enter a dollar amount here. Useful if you have multiple jobs or want a larger refund.
If you or your spouse have multiple jobs, the IRS recommends using the Tax Withholding Estimator at irs.gov or the Multiple Jobs Worksheet on Form W-4. Otherwise, you may under-withhold significantly.